Loans

At Bethsaida we offer opportunity for both corporate and individuals to facilitate and support in form of affordable loans to individuals and also in overdraft, short term bridge finance and public sector loans (APG) amongst others This is a service that provides a range of bespoke and innovative financial solutions that add value to individual and institutional clients with branches in major cities and investors all over the world. Our experience cuts across different sectors and asset classes.

BETHSAIDA PERSONAL LOAN

This product is designed to provide easy and affordable loan to Individual and organization e.t.c. Our Personal Term Loan will help you meet your needs.You don’t have to worry about medical bills, school fees, asset acquisition or setting up that small scale business.

BETHSAIDA CORPORATE LOAN

The product offers facilities in form of overdraft, short term bridge finance . public sector loans (APG). term loan and Contract finance to Corporate.

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No 5, Idowu Taylor Street, 3rd Floor, Okoi Arikpo House, (NUC BUILDING) Victoria Island, Lagos.

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FAQs

This investment is structured to suit your earning capability. Investors have an option of selecting how often they would like to contribute. The following minimums apply for the three options of frequency: daily #1,000 and monthly #5,000

The BFS Account gives higher returns than any bank savings account or Treasury bill rate. The interest rate for your investment also changes when T-bill rates change. Depending on your investment horizon (91 days, 182days or 1 years or 1 years), you will earn the corresponding T-bill rate plus 100basis points (1%).

There are NO MONTHLY CHARGES on your BFS Account. Investors who wait till the maturity of their investment incur no charges upon redemption. However, an investor who makes withdrawals before their investment matures will not earn full interest. It’s good to note that under no circumstance will your investment be lower than the principal amount upon withdrawal.

You can request anytime you feel hard pressed or need your funds/interest earned. However as an investment tool, it is suggested that you stick to your investment horizon to maximize returns.

For your convenience and planning purposes, you will be notifies by the mobile staff two weeks in advance when your investment is about to mature so that the appropriate action can be taken..

All refunds are made through our corporate account at The Trust Bank. Just notify the mobile staff during their working hours to complete a request form. Alternatively, you can walk into our offices and complete a request form. Your cheques will be presented to you within two working days.

To open an account, you will need the following:

A completed application form (obtainable from mobile staff or BETHSAIDA offices in Lagos or any other location)

Two passport size pictures

Your initial deposit depending on your contribution frequency (daily #500, weekly#1,000 and monthly #5,000)

A valid Picture ID (Driver’s License, Voter’s ID, NHIS Card OR Passport)